Need an appraisal in Hixson or Hamilton County?

Here are the top seven reasons TN homeowners call on Davis Appraisal, LLC:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge Hamilton county's assessment of your property
To reduce their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in TN by determining the true market value of real estate in question

Do you own a house in or near Hixson? Do you need help deciding the price of your real estate?
Contact Davis Appraisal, LLC.

We at Davis Appraisal, LLC understand the unique needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Davis Appraisal, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Davis Appraisal, LLC, we're experienced in helping customers just like you remove unwanted PMI insurance.

Challenge Hamilton county's assessment of your property

If you live in a local area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Davis Appraisal, LLC is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Davis Appraisal, LLC can provide you with efficient appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for verity? Davis Appraisal, LLC offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Davis Appraisal, LLC can help you with that. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.